To my mind, I am part of the minority of the Philippine middle-income families who do not have a Overseas Filipino Worker family member and yet can still afford to live a little bit more comfortable than those families who have to fall in line at the NFA-designated stores to buy 2 kilograms of milled rice. That fact in itself, makes my family well-off.
Still, despite having that stability in income, I feel that my efforts to build a new house is being thwarted....by fate. I have just come from filing the HMDF housing loan application that took n months to complete the requirements (with this I mean the oodles of documents listed in the application). I still haven't got it received by the loan clerk. WHY? Because there are still some documents not mentioned in the list that I need: I need to present my own birth certificate, to prove that I am my mother's son. I need to cancel an annotation on my mother's land title. And the most troublesome requirement of all (I think) --- I have to convert our lot's classification from agricultural to residential.&nsbp Come to think of it, it's a load of bull, that the area we live in is still classified as "agricultural domains" when almost 90% of the land area is now covered in houses. But this is the Philippines. The forsaken nation. And so I have to put up with the crap if I want to build that simple one-storey, two-bedroom house that's even smaller than the comfort room of some congressmen's homes.
Sometimes I think it would be a lot easier if I just bought one of those condominiums. But as my friends who live in condominiums realize later, it's not one for someone who wants to build a family. Sigh. Oh well. Here's hoping I get everything arranged ASAP.
Monday, June 23
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